Insuring successful businesses and the people who run them since 1974
Services Evaluating Network Discounts
C.M. Smith's analysis of provider network discounts goes beyond solely determining the "largest" In-network discount. Our analysis includes a comprehensive review of actual plan savings:
  • Reviewing ADA procedure codes that represent a significant portion of an employer's specific charges. Based on a leading dental carrier's claim administration experience, there are 43 ADA procedure codes that account for almost 80% of claims. Focusing on specific utilization will greatly enhance the evaluation of network discounts.


  • Weighting of network fee schedule to account for utilization statistics.


  • Understanding some of the administrative processes behind network reimbursement that could affect plan savings:

  • - Types of fee schedules
    - Filed fee system
    - Basis for the fee schedule (Geographic Zones)
    - Fee schedule updates
    - Contract requirements.
Allow the dental specialists at C.M. Smith to conduct a review of your dental program. We're glad to help.