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Do you believe you have to accept the premium rates or fees presented by your carrier at renewal? We don't.
We believe that all of the elements that comprise plan cost for all group insurance benefits are, in fact, negotiable. These elements include premium rates, trend assumptions, large claim adjustments, credibility assumptions, administrative fees, stop loss rates, etc.
More often than not, we are able to reach agreement with the carriers concerning reasonable renewal adjustments. Sometimes, it becomes necessary to validate our beliefs using the dynamics of the marketplace. When it does, we are always prepared to issue a Request For Proposal and pursue the best outcomes possible for our clients.
Can we assist you with your renewal?
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