Insuring successful businesses and the people who run them since 1974
Services Voluntary Benefits
C.M. Smith can help you offer employee-pay-all voluntary benefits that are growing in popularity with employees. Coverage includes:
  • Life Insurance - Universal Life, Term Life and Whole Life


  • Disability Insurance - Short and Long-Term


  • Legal Plans


  • Dental Insurance


  • Specified Disease Insurance - cancer and critical illness


  • Hospital Indemnity Plans - medical supplements


  • Long Term Care Insurance.
Voluntary benefits can add valuable fringe benefits to help you attract and retain employees. These products can help you stay competitive with other companies who provide them.

Let C.M. Smith help you find your competitive edge in this market by adding 100% employee paid products to your company's offerings.