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Accidental Death and Dismemberment and Business Travel Accident Insurance
Accidental Death and Dismemberment Did you know that according to a recent "National Safety Council Report" that:- Accidents are the leading cause of death for people under age 38?
- Vehicle accidental deaths are the leading cause for people ages 1 to 38?
- Every four seconds someone is injured in an accident?
- Every nine seconds someone is injured at home?
Nobody knows the financial impact of an accident until it happens. This may happen at a time in life when financial responsibilities for a growing family may not be adequately covered by Life Insurance.
C.M. Smith can obtain a group accident plan that is a simple, economical supplement to your employee benefit package. Coverage would be available 24 hours a day, 7 days a week.
Group Accidental Death and Dismemberment Insurance purchased through a specialty vendor can often be obtained with a lower rate and better contract terms. Some of the additional benefits include common disaster, seatbelt and airbag coverage, paralysis, and tuition reimbursement for children and spouses.
Business Travel Accident Insurance Do you have employees who travel on company business? The C.M. Smith Agency can obtain low-cost AD&D coverage for employees who travel on company business. Coverage could also be extended for business and pleasure 24/7.
Most vendors include enhancements such as seatbelt and airbag coverage, an educational benefit, and World Wide Assistance. World Wide Assistance includes a full array of travel assistance services world wide, ranging from medical and legal assistance to emergency cash and pre-trip information.
Contact the C.M. Smith Agency. We can help you save premium dollars with a "carve out" group AD&D plan and customize a low-cost Business Travel Accident Program to meet the needs of your company and your employees.
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