The top 5 causes of workplace disability cause 30% of all disability claims?
While nearly 75% of workers have life insurance to replace their income in event of premature death, only 60% are financially protected from a short- or long-term disability?
In the United States, workers have a 1 in 3 chance of becoming disabled for at least 90 days at some point in their working career?
Almost 50% of all home foreclosures are a result of a disability, which limits the owner's ability to pay the mortgage?
Workers in the U.S. are THREE times more likely to be injured and need disability insurance than they are to die and need life insurance?
Unfortunately, disabilities can happen to anyone, and the probability of disability is much higher than most of us realize. Our disability experts can help determine the conditions that are affecting your employees and implement risk reduction programs to correct problem areas.
C.M. Smith encourages workers to understand their risk of disability, and to calculate their need for income replacement. A useful online calculator can be found here.
Contact C.M. Smith to design a cost-effective program that can help your employees address their disability protection needs.
