Insuring successful businesses and the people who run them since 1974
Services Medical
HMO/PPO and Indemnity Plans
 
Did you know that health care expenses (and education expenses) have increased at three times the rate of general inflation over the last 40 years?

Or that it costs almost $1,000 a month to provide medical insurance for an employee and his or her family?

At today's trend rates, employers can unfortunately plan for the day in 2009 or 2010 when an employee earning $12 an hour ($25,000 per year) will also cost $25,000 per year for family medical insurance.
  • While C.M. Smith can't work economic miracles, in our 30+ year history we've worked with all forms of health insurance coverage, from comprehensive Indemnity plans to HMOs and PPOs. We know the dynamics of health care pricing, and how to leverage our knowledge to benefit our clients every day.


  • We maintain significant blocks of business with the largest health plans licensed to operate in Connecticut including Aetna, Anthem Blue Cross Blue Shield, CIGNA, ConnectiCare, HealthNet, Oxford, and UnitedHealthcare.


  • Our reach extends beyond Connecticut. We provide advice to clients with employees across the country. In fact, our customers purchase over $100 million of health care outside of Connecticut, so we know the vendors in all major markets and can leverage this expertise to our clients' advantage.
Let us help analyze your medical insurance plan. The success we have in lowering the pace of increase can have a powerful impact on the bottom line.
 


ADDITIONAL RELATED INFORMATION
 
Documents
MA Universal Health Care
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