A hospital client created a benefit program for one of its affiliated companies that took advantage of the lower administrative fees of the parent. However, because it was self-insured, the smaller entity was responsible for 100% of its claims up to the stop loss limit. This created an untenable situation for budgeting and fiscal solvency. We were able to combine this group with another affiliated company on a fully-insured basis that reduced the client's costs by over $200,000.
